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Kumari Bank Ltd.
Kumari Smart
Kumari Smart is Kumari Bank’s Official Mobile Banking App. Enjoy easy banking from your handheld devices, from anywhere anytime. Manage and use your Bank Account on the move and around the clock with this secure Mobile Banking App from Kumari Bank.
Get started now by downloading Kumari Smart App.
Kumari Smart Tutorials
Some useful tutorials, which can guide you to setup, or perform transactions through Mobile Banking.
Tutorial List
How to Activate Kumari Smart?
After you have subscribed to Mobile Banking, here is how to activate the service on your phone.
1. Download
Download the Kumari Smart App from Google Play or App Store.
2. Open App
Click on “Register/Activate”.
3. Start Activation
Click on “Activate Account”.
4. Terms and Conditions
Click on “Accept”.
5. SMS Permission
You will need to provide access to the SMS application for successful registration. This step is necessary to control fraud, since you will only be allowed to proceed if the number you send the SMS from matches your registered mobile number.
6. Enter Number
Enter your registered mobile number and click “Continue”.
7. Send SMS
You will be redirected to your SMS application for sending a verification code. The SMS will be pre-loaded. Please press send.
8. Activation Code
An activation code will be sent to your number. Please enter the code and click on “Continue”.
9. Account Number
Enter your account number and click on “Continue”.
10. Citizenship Number
Enter your citizenship number and click on “Continue”.
11. Login Password
Set your login password and click on “Continue”.
12. Transaction PIN
Set your transaction PIN and click on “Continue”.
13. Activation Successful
Congratulations! You have successfully registered for mobile banking. You can login using the credentials you just set.
How to Topup with Kumari Smart?
Here is how you can do a Mobile Topup from Kumari Smart.
1. Login
Enter your Mobile Number and Password and click on “Log in”.
2. Find Topup
Scroll the page till you find the “Topup” section.
3. Choose Topup
Choose the topup from list of options.
4. Enter Details
Enter the Mobile Number to recharge and Recharge Amount and click on “Submit”.
5. Check Details
Check the details and click on “Confirm”.
6. Confirm Transaction
Confirm the transaction with your Transaction PIN.
7. Transaction Success
The payment success message will be displayed on your screen.
How to register for Foneloan?
You need to register for Foneloan before you are able to avail loans. Here’s how you register for Foneloan.
1. Apply
Check your dashboard for the “Foneloan” icon and click on the “Apply” button.
2. Register
Check your details and enter your email address, then click on “Register”.
3. Registration Successful
Congratulations! You are now registered for Foneloan. Apply for loans up to your loan limit instantly.
How to Apply for Loan using Foneloan?
Once you register for Foneloan, you can avail loans up to your set loan limit. Here is how you apply for loans.
1. Apply
Check your dashboard for the “Foneloan” icon and click on the “Apply” button.
2. Loan Amount
Enter the loan amount you want, up to your loan limit.
3. Choose Plan
Choose your payback plan and EMI payment start date.
4. Details and Terms
Check the loan details and the terms of service and click on “Proceed”.
5. CVV Code
Enter the CVV code sent to your SMS inbox.
6. Foneloan Credited
The loan amount has been credited to your account. Enjoy your Foneloan!
How to use Foneloan - Buy Now Pay Later?
You can defer your purchases with any Fonepay QR merchants with Foneloan Buy Now Pay Later. Here is how you make purchases using Foneloan BNPL.
1. QR scan
Open the QR scan module on your mobile banking application.
2. Pay Later
Select “Pay Later” from the options at the bottom of the screen.
3. Payment Amount
Enter the payment amount and click on “Proceed”.
4. Select Plan
Choose your payback plan and EMI payment start date
5. Details and Terms
Check the loan details and the terms of service and click on “Proceed”.
6. CVV Code
Enter the CVV code sent to your SMS inbox.
7. Amount Credited
The amount has been credited to the merchant. Enjoy your purchase!
How to Prepay your Foneloan?
You can prepay your Foneloan before the settlement date if you have enough funds in your account. Here is how you prepay your Foneloan.
1. Settle Now
On the active loan dashboard, click on the “Settle Now” button.
2. Payment Details
Check your payment details and click on “Proceed”.
3. Transaction PIN
Enter your transaction PIN to confirm the transaction.
4. Loan Settled
Your loan is now settled. You can avail Foneloan again!
Kumari Smart Features
Features
- Account Details
- Fund Transfer within and between other banks
- NTC & Ncell Mobile Top Up
- Credit Card Bill Payment
- Airlines Ticket Purchase
- Merchant Bill Payments
- Exchange Rate/ Branch & ATM Location View
- Account Statements
- Nepal Electricity Bill Payments
- NT ADSL and Landline Bill Payment
- Cable TV Bill Payments (Dish Home/ SIM TV, etc.)
- Internet Bill Payments
- Wallet Top Up