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Jyoti Bikash Bank Ltd.
Jyoti Smart
Jyoti Smart is Jyoti Bikas Bank’s Official Mobile Banking App. Enjoy easy banking from your hand held devices, from anywhere anytime. Manage and use your Bank Account on the move and around the clock with this secure Mobile Banking App from Jyoti Bikas Bank.
Get started now by downloading Jyoti Smart App.
Jyoti Smart Tutorials
Some useful tutorials, which can guide you to setup, or perform transactions through Mobile Banking.
Tutorial List
How to Activate Jyoti Smart?
After you have subscribed to Mobile Banking, here is how to activate the service on your phone.
1. Download
Download the Jyoti Smart Banking App from Google Play or App Store.
2. Activate
Click on “Unable to Login?”.
3. Start Activation
Click on “Activate Account”.
4. Terms and Conditions
Check “I Agree” and click on “Continue”
5. Enter Mobile Number
Enter your registered mobile number and click on “Continue”.
6. Activation Code
An Activation Code will be sent via SMS to your number. Enter the Activation Code and click on “Continue”.
7. Enter Account Number
Enter your Account Number and click on “Continue”.
8. Set Password
Set your Login Password and click on “Continue”.
9. Set Transaction PIN
Set your Transaction PIN and click on “Continue”.
10. Activation Successful
Your Mobile Banking has been successfully activated. You can login using your Mobile Number and the Password you recently set and make transactions.
How to Topup with Jyoti Smart?
Here is how you can do a Mobile Topup from Jyoti Smart.
1. Login
Enter your Mobile Number and Password and click on “Login”.
2. Payments
Click on “Payments” on the dashboard.
3. Choose Topup
Choose Topup from list of payment options.
4. Enter Details
Enter the Mobile Number to recharge and Recharge Amount and click on “Proceed”.
5. Check Details
Check the details and click on “Proceed”.
6. Confirm Transaction
Confirm the transaction with your Transaction PIN.
7. Transaction Success
The payment success message will be displayed on your screen.
Jyoti Smart Features
Services
- Balance Inquiry, Account Statement, Cheque Book Request.
- Forex Exchange rate Inquiry.
- Branch Navigation via google map.
- Fund Transfer in own bank other accounts and within fonepay member banks within Nepal.
- ConnectIPS payment for fund transfer
- Merchant Payments through Scan To Pay
- Bill Payments of NEA, TV Services, Khanepani
- Mobile Top Up of NT, NCELL , Dish home, Smart Cell
- Internet Bill payments of various ISPs.
- Wallet load to eSewa and IMEPAY
- Payments of Education Fees, Capital Markets, Insurance
- Booking of travel tickets and movies tickets
- Feedback to bank.