Laxmi Bank - Laxmi Mobile Money
Access your account 24/7 over Wi-Fi, data or SMS for full range of banking services. Go Green with Orange and enjoy paperless and commute-free banking. For SMS banking, please send the message to 32002.
Use your phone’s camera to scan the QR and download the Laxmi Bank Mobile Money App.

How to Activate Mobile Money?
After you have subscribed to Mobile Banking, here is how to activate the service on your phone.

Download the Laxmi Bank Mobile Money App from Google Play or App Store.

Click on “Register/Activate”.

Click on “Activate Account”.

Check “I Agree” and click on “Continue”

Enter your registered mobile number and click on “Continue”.

An Activation Code will be sent via SMS to your number. Enter the Activation Code and click on “Continue”.

Enter your Account Number and click on “Continue”.

Set your Login Password and click on “Continue”.

Set your Transaction PIN and click on “Continue”.

Your Mobile Banking has been successfully activated. You can login using your Mobile Number and the Password you recently set and make transactions.
How to Topup using Mobile Money?
After you have activated your Mobile Banking, here is how to use the topup service.

Enter your Mobile Number and Password and click on “Login”.

Click on “Payments” on the dashboard, or click on “Mobile Topup” on the dashboard.

Enter the Mobile Number to recharge and Recharge Amount and click on “Proceed”.

Check the details and click on “Proceed”.

Enter your 4-digit Transaction Pin and confirm the transaction.
You can also use your Fingerprint or Face ID to confirm the transaction.

You will be notified about the success on the screen.

Mobile Money is a convenient, real-time and safe banking channel that allows you to access your Laxmi Bank account using your mobile phone through Data (e.g. 3G), WiFi or SMS.
Mobile Money uses 2 Factor Authentication (2FA). 2FA is based on the principle of:
- What you know: i.e. your Password, and
- What you have: i.e. your mobile phone
Your mobile phone is recognized and registered by our system when you first sign in with your username and password. After this, your account cannot be accessed from any other mobile phones even if the correct username and password is used.