Jyoti Bikash Bank - Jyoti Smart

Jyoti Smart is Jyoti Bikas Bank’s Official Mobile Banking App. Enjoy easy banking from your hand held devices, from anywhere anytime. Manage and use your Bank Account on the move and around the clock with this secure Mobile Banking App from Jyoti Bikas Bank.

Use your phone’s camera to scan the QR and download Jyoti Smart today.


  • Balance Inquiry, Account Statement, Cheque Book Request.
  • Forex Exchange rate Inquiry.
  • Branch Navigation via google map.
  • Fund Transfer in own bank other accounts and within fonepay member banks within Nepal.
  • ConnectIPS payment for fund transfer 
  • Merchant Payments through Scan To Pay
  • Bill Payments of NEA, TV Services, Khanepani
  • Mobile Top Up of NT, NCELL , Dish home, Smart Cell
  • Internet Bill payments of various ISPs.
  • Wallet load to eSewa and IMEPAY
  • Payments of Education Fees, Capital Markets, Insurance 
  • Booking of travel tickets and movies tickets
  • Feedback to bank.