EN 
NP Jyoti Bikash Bank - Jyoti Smart
Jyoti Smart is Jyoti Bikas Bank’s Official Mobile Banking App. Enjoy easy banking from your hand held devices, from anywhere anytime. Manage and use your Bank Account on the move and around the clock with this secure Mobile Banking App from Jyoti Bikas Bank.
Use your phone’s camera to scan the QR and download Jyoti Smart today.
How to Activate Jyoti Smart?
Download the Jyoti Smart Banking App from Google Play or App Store.
Click on “Unable to Login?”.
Click on “Activate Account”.
Check “I Agree” and click on “Continue”
Enter your registered mobile number and click on “Continue”.
An Activation Code will be sent via SMS to your number. Enter the Activation Code and click on “Continue”.
Enter your Account Number and click on “Continue”.
Set your Login Password and click on “Continue”.
Set your Transaction PIN and click on “Continue”.
Your Mobile Banking has been successfully activated. You can login using your Mobile Number and the Password you recently set and make transactions.
How to Topup with Jyoti Smart?
Enter your Mobile Number and Password and click on “Login”.
Click on “Payments” on the dashboard.
Choose Topup from list of payment options.
Enter the Mobile Number to recharge and Recharge Amount and click on “Proceed”.
Check the details and click on “Proceed”.
Confirm the transaction with your Transaction PIN.
The payment success message will be displayed on your screen.
Services
- Balance Inquiry, Account Statement, Cheque Book Request.
- Forex Exchange rate Inquiry.
- Branch Navigation via google map.
- Fund Transfer in own bank other accounts and within fonepay member banks within Nepal.
- ConnectIPS payment for fund transfer
- Merchant Payments through Scan To Pay
- Bill Payments of NEA, TV Services, Khanepani
- Mobile Top Up of NT, NCELL , Dish home, Smart Cell
- Internet Bill payments of various ISPs.
- Wallet load to eSewa and IMEPAY
- Payments of Education Fees, Capital Markets, Insurance
- Booking of travel tickets and movies tickets
- Feedback to bank.