Civil Bank - Civil Smart

Civil Smart is a convenient and safe transaction banking application offered online. You can manage and access your Civil Bank accounts quickly and securely either through SMS, WIFI, 3G or Edge.

Use your phone’s camera to scan the QR and download the Civil Smart App.


    • Dual Channel Access (Internet/SMS)
    • Availability in NTC/Ncell mobile services
    • Third Party Fund Transfer
    • Easy to navigate Bank’s Branches/ATMs/Merchant locations
    • User friendly app with personalization features
    • Display of Bank’s merchant offers/discounts
    • View Exchange Rate/Stock Market/Account Statement
    • Credit Card Bill Payments
    • Mobile Bill Payments
    • Mobile Topup viz. NTC prepaid/post paid, Ncell prepaid/postpaid, PSTN, ADSL
    • Recharge Cards viz. NTC prepaid, Dish Home, Broadlink
    • Merchant Payments
    • Load eSewa Wallets
    • Notification & Alerts: Transaction Alerts, Push Notifications, Loan Repayment Alerts
    • Account balance Enquiry, Mini Statement, Cheque Book Request, Full Statement Request